business checking 

 

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uBUSINESS

A great basic business checking account!

uBUSINESS +
A business checking account with earning potential for Sole Proprietor, Non-Profit, or Public Entity
uBUSINESS ANALYSIS
High-Volume analyzed business checking with earnings credit3 to offset fees.
AMOUNT TO OPEN $50 $50 $50
MINIMUM BALANCE REQUIRED No Minimum Balance
$1,000 Minimum Balance
$2000 Minimum Balance to earn interest 2
No Minimum Balance
INTEREST BEARING NO Yes 2, interest is calculated on average daily balance over $2000
Interest is compounded monthly and credited monthly
Earnings credit is credited each statement cycle to offset fees
Earnings credit is calculated on
average daily balance
FEES
No Maintenance Fees
Up to 300 transaction items 1 processed per month at no charge.
$0.10 Per excess item processed
Minimum Balance Fee:
$10 per month if balance falls below
$1000 at any time during that month.
Up to 300 transaction items1 processed
per month at no charge
$0.10 Per excess item processed
Maintenance Fee: $15 per statement
cycle
$0.10 per transaction item1 processed
CHECKS
  • Check Images Available 5
  • 50% off first order of Business or Computer Bundle 4
  • Check images available5
  • 50% off first order of Business or Computer Bundle4
  • Check images available5
  • 50% off first order of Business or Computer Bundle4

1 A transaction item includes: checks written and items deposited. Electronic items clear free of charge. 2 Interest rates subject to change without notice. Interest calculated on average daily balance over Minimum Account Balance. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). If you close your account before the interest is credited, you will not receive the accrued interest. 3 Fees can be reduced or eliminated by Earnings Credit - Earnings Credit is a variable rate and is subject to change without notice. 4 Discount applies to business products offered by Main Street Checks. 5 No fee with eStatements or $3.00 /month with Paper Statements. Other Terms and Fees may apply.

    

Other Terms and Fees may apply.

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