Personal checking

We offer a variety of options to help make your life easier!


uCHECKING

A great basic checking account!

uPRIME 55

Let your money work for you!

uREWARDS

Go Green + Earn Cash*

eCHECKING

Let your money work for you!

uBENEFIT

A basic checking account with added benefits

AMOUNT
TO OPEN
$50 $50 $50

$50 $50
MINIMUM
BALANCE
REQUIRED
$50 No Minimum Balance
No Minimum Balance to Earn Interest 1
No Minimum Balance No Minimum Balance No Minimum Balance
INTEREST
BEARING
No Yes 1
Interest is compounded monthly & credited monthly.
No
Yes 1
Interest is compounded monthly &
credited monthly.
Yes 1
Interest is compounded monthly & credited monthly.
ACCOUNT
REQUIREMENTS
N/A For Customers age 55+
  • Online Banking
  • eStatements
  • Debit Card
  • Direct Deposit or ACH Debit
  • Online Banking
  • eStatements
  • Debit Card
None
FEES Minimum Balance Fee:
$5 per month if balance falls below $50 at any time during that month.
None None Service Charge:
$10 per month if requirements are not met during that month
Accidental Death/Dismemberment Insurance
  • Basic - $10,000 coverage $12/month
  • Personal - $20,000 coverage $12.50/month
  • Family - $30,000 coverage $13.00/month
FEATURES
Check images Available 2
  • Check Images - No Fee 1 Order (Single Logo Checks) Per 12 Months At No Charge
  • 1st Yr Safe Deposit Box Rent Waived
  • *Earn $0.05 Per POS Transaction,
    Up To $5.00/month Maximum
  • Check Images Available 2
  • 1st Yr Safe Deposit Box Rent Waived
  • Annual fee waived on Checking Reserve 4
 
  • 1st Order of Single Logo Checks At No Charge 3
  • No Fee Cashiers Checks
  • Check Images Available 2
  • 1st Yr Safe Deposit Box Rent Waived
  • Annual fee waived on Checking Reserve 4
  • Check Images - No Fee
  • 1 Orders of Single Logo Checks per 12 months at No Charge 3
  • No Fee Cashiers Checks
  • Includes Banclub membership


1Interest rates subject to change without notice. Interest is calculated on average daily balance. 2No fee with eStatements or $3.00 /month with Paper Statements. 3Discount applies to Unity Bank logo checks offered by Main Street Checks at account opening. 4Subject to credit qualification. Other Terms and Fees may apply.


Funds Availability Notice  USA Patriot Act